Electronic promissory notes, signed online and kept in custody
The note is signed online, kept with its evidence and found when you look for it: by signer, by status or by date.
Pagaré
Illustrative document, in Spanish
Yo, Laura Restrepo Gil, identificada con cédula de ciudadanía 43.•••.218, me obligo a pagar incondicionalmente a la orden de Cooperativa Ejemplo la suma de doce millones cuatrocientos mil pesos ($ 12.400.000).
El pago se hará en 36 cuotas mensuales a partir del 15 de diciembre de 2026, en la ciudad de Medellín.
Otorgante
- Confirmado por SMS
- 12 nov 2026, 09:42:07
Where is each promissory note, and its signed version?
Signed online and kept with its evidence.
How the process runs
Identity
The face is compared with the ID document, with a liveness check.
Electronic signature
Legally valid: electronic certificates accredited by ONAC in Colombia and the eIDAS Regulation in the European Union.
OTP code
The signer confirms with a code received by SMS, email or WhatsApp.
Evidence
Timestamp and a record of every action, attached to the note.
What you stop doing
Keeping paper originals and PDF copies in folders.Emailing scans with no version control.Searching for signers and evidence by hand.
What solves it
- Mensajero Digital
- Mensajero Digital is the platform for building forms and processes without code, with identity checks and electronic signatures.
- Nexafirma
- Nexafirma is the electronic signature platform with legal validity in Colombia and the European Union.