Electronic promissory notes, signed online and kept in custody

The note is signed online, kept with its evidence and found when you look for it: by signer, by status or by date.

All processes

Pagaré

N.º 000147

Illustrative document, in Spanish

Yo, Laura Restrepo Gil, identificada con cédula de ciudadanía 43.•••.218, me obligo a pagar incondicionalmente a la orden de Cooperativa Ejemplo la suma de doce millones cuatrocientos mil pesos ($ 12.400.000).

El pago se hará en 36 cuotas mensuales a partir del 15 de diciembre de 2026, en la ciudad de Medellín.

Laura Restrepo Gil
Otorgante
Código de verificación
Confirmado por SMS
Sello de tiempo
12 nov 2026, 09:42:07

Where is each promissory note, and its signed version?

Signed online and kept with its evidence.

How the process runs

  1. Identity

    The face is compared with the ID document, with a liveness check.

  2. Electronic signature

    Legally valid: electronic certificates accredited by ONAC in Colombia and the eIDAS Regulation in the European Union.

  3. OTP code

    The signer confirms with a code received by SMS, email or WhatsApp.

  4. Evidence

    Timestamp and a record of every action, attached to the note.

What you stop doing

  • Keeping paper originals and PDF copies in folders.
  • Emailing scans with no version control.
  • Searching for signers and evidence by hand.

What solves it

Mensajero Digital
Mensajero Digital is the platform for building forms and processes without code, with identity checks and electronic signatures.
Nexafirma
Nexafirma is the electronic signature platform with legal validity in Colombia and the European Union.
See the three products

Other cooperative-sector processes

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